Website Disclaimer – MKW Insurance Brokers

Disclaimer

MKW Holdings Pty Ltd T/as MKW Insurance Brokers (ABN 53 617 495 495, AFSL 502391) provides the information on this website in good faith and has taken reasonable care to ensure that the information is accurate and up to date.

However, the information is intended as a general overview only and may not be complete, accurate or suitable for your individual circumstances.

General Advice Warning

The information on this website is general in nature only and does not take into account your objectives, financial situation or needs.

Before acting on any information:

  • You should consider the appropriateness of the information having regard to your personal circumstances
  • You should obtain professional advice tailored to your individual situation
  • You should review the relevant Product Disclosure Statement (PDS) and any Target Market Determination (TMD) before making any decision

👉 This wording is consistent with standard Australian financial services disclaimers and is required where general advice is provided online 

Limitation of Liability

To the extent permitted by law:

  • MKW does not guarantee the accuracy, reliability or completeness of any information on this website
  • MKW is not liable for any loss or damage arising from reliance on the information on this website
  • Users rely on the information contained on this website at their own risk

Website disclaimers are commonly used to limit liability arising from reliance on general information and help manage expectations under Australian law 

No Professional Advice

The information on this website:

  • Does not constitute financial product advice, legal advice or tax advice
  • Should not be relied upon as a substitute for professional advice

You should seek independent advice before making any financial or insurance decision.

Insurance Products

This website does not contain full details of insurance products.

Terms, conditions, limits and exclusions apply to all insurance products.

You should always refer to the relevant:

  • Product Disclosure Statement (PDS)
  • Policy wording

before deciding to purchase or rely on any insurance product.

Duty of Disclosure

When applying for insurance, you have a duty under the Insurance Contracts Act 1984 to:

  • Take reasonable care not to make a misrepresentation
  • Provide accurate and complete information

Failure to do so may result in:

  • Claims being reduced or declined
  • Your policy being cancelled

This duty applies when you:

  • Take out a new policy
  • Renew, vary, or reinstate a policy 

Third Party Links

This website may contain links to third-party websites.

MKW:

  • Does not control or endorse third-party websites
  • Is not responsible for the content, accuracy or security of those sites

Accessing third-party websites is done at your own risk.

Website Use

While we take reasonable steps to ensure the website is secure and free from errors:

  • We do not guarantee uninterrupted or error-free access
  • We are not responsible for any damage caused by viruses or system failures

Intellectual Property

All content on this website, including text, graphics and branding, is the property of MKW Insurance Brokers unless otherwise stated.

You must not reproduce or distribute this content without our consent.

Changes to this Disclaimer

MKW reserves the right to amend this Disclaimer at any time.

The latest version will be published on our website.